Starting Anew After A Divorce
| Listing Information | |||
|---|---|---|---|
| Amount: | $22,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 18% |
| Lender Rate: | 17% | Borrower: | markelliott |
| Finished | State: | IN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-07-31 | EricsCC ROI: | -53% |
| Status History | |
|---|---|
| Jul 31, 2007 | Current |
| Aug 15, 2008 | Late |
| Sep 01, 2008 | 1 month late |
| Oct 01, 2008 | 2 months late |
| Nov 01, 2008 | 3 months late |
| Dec 01, 2008 | 4+ months late |
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Purpose of loan: This loan is to transfer debt from joint accounts to an individual account after a divorce. My financial situation: After selling my business, I have returned full time to radio (35 year history as on air performer), with the prospect of additional income (personal appearances, remote and public speaking.) I have a complete record of all expenses and income since the separation and divorce decision. I can verify my income with pay stubs. I am working toward the sale of the house owned joint and will have no other debt but this loan once the divorce can be finalized. Monthly Budget Income Net pay (not including any additional income) $4,203 Fixed Expenses Rent or mortgage $650 Car payments $499 Telephone $160 Utilities $165 Auto Insurance $150 Health Insurance $350 Total Fixed $1,974 Variable Expenses Food $250 Clothing/ Laundry and Dry Cleaning $100 Gas / Car Repair and Maintenance $250 Savings $250 Entertainment $100 Fudge Factor $100 Total variable expenses $1,050 Summary Total Income $4,203 Total fixed and variable expenses $3,024 Difference between income and expenses $1,179 |
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