Please help us start over! Consolidate Debt & Rebuild Credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,001.00 | Status: | Loan created |
| Grade: | C | DTI: | 11% |
| Lender Rate: | 17% | Borrower: | akb |
| Finished | State: | MA | |
| Funded: | 100% | Group: | AA-C Rated Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-07-24 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Jul 24, 2007 | Current |
| Jul 20, 2008 | Payoff in progress |
| Jul 25, 2008 | Paid |
|
Purpose of loan: Please help us to pay off our high interest credit cards and clean up our credit. Right now the most important thing to us is paying off our debt and repairing our credit. My financial situation: My husband and I are very hard workers. Currently, we both work full time in the restaurant business. My husband has two jobs and I am looking for a second job. Our goal is to be debt free in three years. We are able to pay our monthly bills, but not able to save much and get ahead. Life happened... we used our savings for some necessary home repairs & car repairs. We have a 2-year old and we would love to have more children, building a family is one of our dreams, but feel we should wait until we are financially stable. Being financially responsible is our biggest goal. We can guarantee that we will not miss a monthly loan payment. This opportunity is very important to us. We work at very upscale fine dining restaurants so the potential to work more to pay bills is always there. The money is great, but the work is not very rewarding. We are both trying to pay off our debt so we can change careers. We will both work as much as possible to repay this loan! This loan will change our life! Your help is greatly appreciated! Thank you for your consideration. At this time, Prosper will not allow us verify our bank account.Our bank account will be verified as soon as 5% of our loan is funded. We wish we could set our maximum interest rate higher for all the generous lenders but, Massachusetts lending laws allow 18.26% (1% goes towards our group) as the highest possible interest rate. Monthly net income: $ 5,800.00 Me- $ 2,200.00 Husband- $ 3,600.00 Monthly expenses: $ 4,554.00 Housing: $ 3,000.00 (includes insurance & taxes) Insurance: $ 56.00 Car Insurance: $ 68.00 Utilities: $ 180.00 Phone, cable, internet: $ 100.00 Food, entertainment: $ 200.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 450.00 Child care: $ 300.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 164738 | Please help us start over! Consolidate Debt & Rebuild Credit | C | $25,000 @ 18% | Jul 09, 2007 | Withdrawn |
| 360464 | Please help us get ahead! Consolidate Debt & Rebuild Credit | B | $15,000 @ 20% | Jul 02, 2008 | Loan created |
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