STUDENT NEEDS RELIABLE VEHICLE

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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: B DTI: 40%
Lender Rate: 15% Borrower: beproactive
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-08-01 EricsCC ROI: 14%
Status History
Aug 01, 2007 Current
Nov 28, 2007 Payoff in progress
Dec 02, 2007 Paid
Purpose of loan: 
Thank you for condering my loan I really appreciate your decision to help.  I am a full time student and part-time teller. I have worked at my company for 3 years and I just got promoted to supervisor position. I am a very responsible person, I always pay my bills on time, I take my credit very seriously I was lucky to be taught the importance of credit at a early age.  I have a low debt to income ratio even though I co-signed for my boyfriend on a car loan.  Poor boy got deployed to Iraq and was late on few payments now he has a low credit score, he is working to get his credit back on track.  Anyway I will be using this loan to buy a car so that I have transportation to school and work. I am getting the run-around at getting financed for a car because of the car loan that I have on my credit which is being payed on by my boyfriend. I live at home and I plan on living at home until I get my BA, this is the reason why I only have  few bills(as a college student you save a lot of money that way).
I only have one credit card for emergency purposes and the balance is payed up, the limit is $1000.
 I plan on paying this loan back early so please help. Thank you.  

Monthly net income: $ 1245

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 0
  Car expenses: $ 0
  Utilities: $ 0
  Phone, cable, internet: $ 48
  Food, entertainment: $ 110
  Clothing, household expenses $ 20
  Credit cards and other loans: $ 45
  Other expenses: $ 40

Total Expenses: $263
Borrower's Other Listings
252046 SECOND PROSPER LOAN B $12,000 @ 18% Dec 18, 2007 Loan created

 

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