Taking advice from forum lenders- thank you for input!
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,490.00 | Status: | Expired |
| Grade: | D | DTI: | 21% |
| Lender Rate: | 10% | Borrower: | rowangray |
| Finished | State: | CT | |
| Funded: | 0% | Group: | (No Group) |
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I listed previously and was advised that a "D" in a state with a low rate cap is unlikely to fund. It was suggested I attempt a loan for $1000 to help me increase my chance of funding and build my credit. I began to do so but realized it lowered my cap even more- I have set this loan at the lowest $ possible for the maximum interest rate allowed. I realize this is a business decision for each of you and my rate is not appealing but I do hope you will consider me. I am determined to improve my credit and my family's life. Consolidation is the first step. I have secure employment that I have been with for almost 11 years. I own my home with no mortgage. I am a clean D- nothing late or delinquent. My 2 prior issues were medical billing problems many years ago that I fully paid off. I dedicate (on top of my min) $10 per week flat from my FT job plus 10% of all other $ towards paying off debt in a snowball plan. I donate 1% of all money that comes to me to various charities. Monthly net income: $2500 from FT; additional $ through direct sales business Average Monthly expenses: $2344.85 Household: $796.30 Car: $513.12 Food, enter, charity, etc.: $736.67 Credit cards and other loans: $298.68 Plan to consolidate: Dell- $1384.21 @ 30.55%, $42/mo QVC- $514.34 @ 19.80%, $45/mo Chase Visa- $290.22 @ 22.24%, $10/mo fuel credit bill- $258.08 @ 18%, $10/mo |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 156584 | Better life | D | $5,000 @ 10% | Jun 22, 2007 | Withdrawn |
| 157678 | Consolidating debt and feeling good again! | D | $10,000 @ 10% | Jun 25, 2007 | Expired |
| 161807 | Hardworking Mom needs help! Relist w/ more detail @ Max rate | D | $10,000 @ 10% | Jul 02, 2007 | Expired |
| 166323 | Seeking a birthday blessing! Relist, less $, max % allowed | D | $7,000 @ 9% | Jul 10, 2007 | Expired |
| 178386 | I have a plan, you'll have a steady return | D | $2,490 @ 10% | Jul 30, 2007 | Expired |
| 184325 | Relist- Changing my credit life, serious and steady | D | $2,000 @ 10% | Aug 09, 2007 | Expired |
| 215984 | Raised my credit! Looking to consolidate and pay faster! | C | $7,075 @ 10% | Oct 17, 2007 | Expired |
| 222083 | Raised my credit! Looking to consolidate and pay faster! | C | $3,661 @ 10% | Oct 29, 2007 | Loan created |
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