Eric's Credit Community

Purpose of loan: 
I am taking this loan out to pay for IRS back taxes that I owe from 2005.  I intend to use $3000 to pay my remaining balance I owe to IRS and use the remaining amount of $2000 for vacation
My Financial Situation:
I have a well paying job at Boeing.  I currently make $75K, plus any bonuses at year end.  I have been employed with Boeing for 25 years in September.  My job is very secure, especially since we have new work for these 787s that will keep us all busy here until 2015.  My credit is suffering due to a my divorce in 2002, which ultimately led me to file for bankruptcy.  My 3 delinquencies stem from issues relating to my bankruptcy.  However, my current delinquency was an error resulting from an IRS back taxes payment that I made.  I am currently working with them to get it off of my record.  I also have 15 inquiries into my credit due to loans that I tried to take out unsuccessfully.  I did not know that my credit was going to be run so many times.  I have since tried to pick up the financial pieces and am trying to improve my credit.

TOTAL MONTHLY NET INCOME: $3250

TOTAL MONTHLY EXPENSES: $1,598
Mortgage/rent: $500.00 (share half of total rent)
Insurance: $146.00
Gasoline expenses: $40.00/month
Utilities: $20 (share with room mates)
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses $100
Credit cards and other loan payments: $492
Total Net Income after Expenses: $1,392

TOTAL NET INCOME AFTER EXPENSES: $1652