Current with Mortgage Payment
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,001.00 | Status: | Loan created |
| Grade: | C | DTI: | 31% |
| Lender Rate: | 19% | Borrower: | sggbowie1152 |
| Finished | State: | MD | |
| Funded: | 100% | Group: | FINANCE & INVESTMENTS |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-07-27 | EricsCC ROI: | -32% |
| Status History | |
|---|---|
| Jul 27, 2007 | Current |
| May 24, 2008 | Late |
| May 30, 2008 | 1 month late |
| Jun 05, 2008 | Current |
| Jul 12, 2008 | Late |
| Jul 18, 2008 | Current |
| Sep 13, 2008 | Late |
| Sep 28, 2008 | 1 month late |
| Oct 28, 2008 | 2 months late |
| Nov 28, 2008 | 3 months late |
|
Purpose of loan: In Jan. of 2007 I had to have emergency eye operation which required three months of limited eye use to fully recover. Beining self-employed this caused a financial hardship in my cash flow. Although I have account receivables in the amount of $6,000 that will be payed, to me, within the next 30 days, I need to become current with my mortgage payment, ($7550)ASAP, which is two months in the arrears. My financial situation: I have never been late, except with this mortgage payment, and have stayed current with all my other responsibilities. I have a new contract that will net me about $5,000 more per month added to my net income of at least $6,000 per month. This contract will initiate in August of 2007, or sooner. Annual income: By Business, not including the new contract).....$72,000 Husbands Government Retirement Annunity......$28,000 Assets Single family detached colonial, 10 years old. Exisiting mortgage of $520,000. Last appraisal (April 2005) ...... $650,000 Automobile: 2006 Gran Prix, fully loaded....$25,000 Household furniture, jewlry, etc..................$50,000 Insurance...................................................$20,000 Monthly expenses: $ 4,550.00 Housing: $ 3,300.00 Insurance: $ Included in payment listed above Car expenses: $ 616.00 Utilities: $ Husbands responsibility Phone, cable, internet: $ Husband's responsibility Food, entertainment: $ Husband's responsibility Clothing, household expenses $ 200.00 Credit cards and other loans: $ 250.00 Other expenses: $ N/A With my current income, as it stands now, along with my husband's retirement annunity, from the Federal Government, paying back a loan of $6000 would not create a financial hardship, at all. Infact the payment to repay any loan would automatically be withdrawn from my own personal checking account. Thank you. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 157013 | Current with Mortgage Payment | C | $6,001 @ 20% | Jun 23, 2007 | Expired |
| 163768 | Current with Mortgage Payment | C | $6,001 @ 21% | Jul 05, 2007 | Expired |
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