Please Help My Family To Prosper!!!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,200.00 | Status: | Loan created |
| Grade: | C | DTI: | 48% |
| Lender Rate: | 18% | Borrower: | prettyblueeyes37 |
| Finished | State: | UT | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-07-25 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Jul 24, 2007 | Current |
|
Hello, my name is Lisa. I am 37 years old. I have five beautiful children, three boys and two girls. I have been married for 16 years. I am currently employed at Wal-Mart Distribution where my job is tracking down missing freight. I have been employed there now for a year and a half. I started at the bottom and have very quickly worked myself up. I have chosen to work Saturday, Sunday, and Monday each week. I work for twelve hours each day which makes me a full-time employee. I work this particular shift so that I can be home during the week to raise my children. My husband and I split this duty so we do not have to send our children to daycare. Most of all I cherish being with them and experiencing all the things they love with them. When I am not at work I spend my time with my children, doing cleaning, cooking, laundry, and being a full-time taxi. I currently coach my sons soccer team and my daughters softball team. I also do several things to help out my community and also some charitable work. When I have free time (which is not much) I enjoy reading, gardening, painting, and going to movies. My goals in life are to someday buy a bigger house that will accommodate my family better. It is cramped but we definitely get to spend a lot of time close to each other. The reason I am asking for a prosper loan is because we have some high interest payday loans. In the past we had used credit cards for many things. Eventually we couldn't make the payments and so we used payday loans to help us make those other payments. We are making progress in paying things off, but if we could get rid of the payday loans with a prosper loan it would be a huge step towards our goal of being debt free. My husband is able to take care of all of the household expenses the credit card bills, but even with my salary, we are not able to pay all of the payday loan payments. I would use the Prosper Loan to pay off the following Pay Day Loans and Credit Cards: 1000 Check N Go PD Loan 600 Noble Finance PD Loan 410 1st Choice PD Loan 500 InstaCash Loan 2262 Advance Pay PD Loan 500 Speedy Loan PD Loan 840 QC Finance PD Loan 6112 - Total amount of Debt to pay off My current monthly net income is $1400 Here's my monthly budget with the prosper loan in place: 300 - Other Credit Cards Not paid off with loan 350 - Groceries $650 - total monthly expenditures As you can see I have over $750 left over to be used not only for my Prosper Payment but for savings and emergencies so that I never get into this situation again. I have most definitely learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 143753 | GOOD-BYE DEBT, HELLO PEACE OF MIND!! | D | $8,000 @ 24% | May 28, 2007 | Withdrawn |
| 147417 | Debt Free For My Kids | D | $8,000 @ 26% | Jun 05, 2007 | Expired |
| 161426 | New Listing | C | $7,400 @ 25% | Jul 01, 2007 | Expired |
| 285895 | We'll Smile Brighter with a loan from Prosper | D | $5,000 @ 35% | Mar 13, 2008 | Expired |
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