Extra Cash 6x Payment, +$1500 Extra After Payment
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 7% |
| Lender Rate: | 14% | Borrower: | livefreeandProspr |
| Finished | State: | MA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-07-24 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Jul 24, 2007 | Current |
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Thank you for viewing my request. I am looking to borrow $7500 to pay off high interest debts and improve my future credit history. I have almost $2K a month in extra income, over 6 times this loans monthly payment, and I would like to use it to improve my credit. I graduated in 2003 from from Bentley College with a BA in Finance have had my current job for 1 year and 6 months. My girlfriend and I have been renting the same place for 4 years and it?s a waste of money. I would like to get my credit back on track to buy a house in a couple years. I am a safe investment providing a good return. The funds are electronically deducted from my account so there will never be a late payment. I will continue to save and pay off the loan early. My financial situation: I have a steady job grossing $66K a year. Currently a very low DTI of just 2% and it will be only 7% after this loan. I have extra income that is over 6 times this loan payment. The C credit score represents graduating college and paying off debts to get to where I am today. All blemishes will soon be off. Monthly net income: $ 3500 Monthly expenses: $ 1664 Housing: $ 675 Insurance: $ 89 Car expenses: $ 100 Utilities: $ 150 Phone, cable, internet: $ 150 Food, entertainment: $ 200 Clothing, household: $ 100 Credit cards/loans: $ 100 Other expenses: $ 100 Leaving: $1836 in extra income Any questions please ask. Thank you. FYI first line of credit was not in '77 but "98 the rest seems correct |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 166213 | Want To Improve Credit, Dont Need the Money | C | $24,000 @ 18% | Jul 09, 2007 | Withdrawn |
| 167294 | Want To Improve Credit, Dont Need the Money | C | $18,000 @ 18% | Jul 11, 2007 | Withdrawn |
| 281686 | Vehicle down payment | D | $3,500 @ 18% | Sep 23, 2008 | Withdrawn |
| 403505 | Vehicle down payment | D | $3,500 @ 25% | Sep 24, 2008 | Withdrawn |
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