Prosper lender short on closing costs.
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 6% |
| Lender Rate: | 9% | Borrower: | Bank-007 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-07-20 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Jul 19, 2007 | Current |
| Jun 17, 2008 | Payoff in progress |
| Jun 21, 2008 | Paid |
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Purpose of loan: I am falling short of appx $5000 on closing costs. I have $33000 that I am putting down towards down payment and closing but need $5000 more. I will use remaning $4000 to pay off credit cards (2) My financial situation: Financially I am sound. I have $35000 in CDs and investments in addition to $33K above. Also I have 30 loans worth appx. $2800 on prosper (1 late). I considered breaking CDs but I will lose interest and have to pay penalty. My CDs are laddered, hence returning money back will not be an problem. Monthly net income: $ 5100 (salary only). I have not included anything from interest, investments etc. Monthly expenses: $ 3820 Housing: $ 2300 (PITI) Insurance: $ Car expenses: $ 270 (Insurance, gas, maintenance) Utilities: $ 200 Phone, cable, internet: $ 250 Food, entertainment: $ 350 Clothing, household expenses $ 250 Credit cards and other loans: $ 0 (None, after I pay off credit cards) Other expenses: $ 200 Net Money available = $5100 - $3820 = $1200 appx. |
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