Consolidate High Interest CC's
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 10% |
| Lender Rate: | 23% | Borrower: | Ryansmom36 |
| Finished | State: | MN | |
| Funded: | 100% | Group: | Quality Assistance for Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-07-20 | EricsCC ROI: | -62% |
| Status History | |
|---|---|
| Jul 20, 2007 | Current |
| May 06, 2008 | Late |
| May 24, 2008 | 1 month late |
| Jun 21, 2008 | 2 months late |
| Jul 21, 2008 | 3 months late |
| Aug 21, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
THANK YOU for taking the time to look at our posting! Purpose of loan: To pay off high interest credit cards. My current/previous credit is poor as I have made some bad decisions. I had a successful business that I had to sell very quickly as my ex drained our bank acocunts. I wasn't able to sell for enough to cover my personal CC's that were used to purchase inventory. As a result I was left with no option but to file bankruptcy. Additionally, I used the cc's that I did get after the BK to live on until I got back out into the workforce and was able to get back on my feet. However, I am in the process of repairing my credit which is why I joined Prosper. Going forward I will be putting money into savings each month to prepare for those unexpected but certain expenses. I will also begin a retirement account. I believe that my financial future will be much brighter with the help of a Prosper loan. Current Monthly Net Income: $5893 Current Budget: Housing: $1250 Car Insurance: $100 Car Payment: $536 Gas: $250 (I drive 48 miles one way to work) Utilities: $125 Phon/Cell phone, cable, internet, DSL: $120 Food, entertainment: $300 Clothing, household expenses: $300 Credit cards: $405 Medical Bills: $604 (one lump sum due, not monthly) Undergrad Student Loan: $104 Health Insurance: $523 Daycare: $906 Lawyers Fees - money borrowed: $2000 (lump sum, not monthly) Other expenses: $125 (diapers, wipes, co-pays, etc.) Net monthly available cash after expenses $849.00 Items to be paid w/Prosper loan 1) Capital One CC $1926.27 3) Continental CC $300 (partial payment) 4) Rewards 660 CC $1272.06 Budget after Loan: Previous cash available $849.00 + 320.00 (savings from paying CC's) = $1169.00 - Prosper loan $146.67 =1022.33 Thank you for your consideration. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 161829 | Single mom wants to go back to get MBA and pay off debt! | HR | $12,000 @ 23% | Jul 02, 2007 | Withdrawn |
| 162291 | Single mom wants to go back to get MBA and pay off debt! | HR | $10,000 @ 23% | Jul 03, 2007 | Withdrawn |
| 162301 | Single mom wants to go back to get MBA and pay off debt! | HR | $10,000 @ 23% | Jul 03, 2007 | Withdrawn |
| 162449 | Single mom wants to go back to get MBA and pay off debt! | HR | $10,000 @ 23% | Jul 03, 2007 | Withdrawn |
| 162476 | Single mom wants to go back to get MBA and pay off debt! | HR | $10,000 @ 23% | Jul 03, 2007 | Withdrawn |
| 162507 | Single mom wants to go back to get MBA and pay off debt! | HR | $10,000 @ 23% | Jul 03, 2007 | Withdrawn |
| 165260 | EP: Single mom wants to go back to get MBA and pay off debt! | HR | $10,000 @ 23% | Jul 10, 2007 | Withdrawn |
| 166577 | CONSOLIDATION IS THE KEY FOR ME! | HR | $10,000 @ 23% | Jul 10, 2007 | Withdrawn |
| 273513 | Refinance Current Prosper Loan and Pay Off CC's for MBA | HR | $10,000 @ 25% | Jan 30, 2008 | Expired |
| 276941 | Paying off CC's Used to Rebuild Credit by Paying for MBA | HR | $5,000 @ 35% | Feb 07, 2008 | Expired |
| 279771 | Paying off CC's Used to Rebuild Credit by Paying for MBA | HR | $5,000 @ 30% | Feb 14, 2008 | Loan created |
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