Lower debt to purchase a home
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,200.00 | Status: | Loan created |
| Grade: | D | DTI: | 36% |
| Lender Rate: | 20% | Borrower: | Jaymee6019 |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-07-30 | EricsCC ROI: | 112% |
| Status History | |
|---|---|
| Jul 28, 2007 | Current |
| Sep 14, 2007 | Late |
| Sep 29, 2007 | Current |
| Feb 14, 2008 | Late |
| Mar 01, 2008 | 1 month late |
| Mar 31, 2008 | 2 months late |
| Apr 04, 2008 | Current |
| Jan 14, 2010 | Late |
| Jan 31, 2010 | 1 month late |
| Mar 01, 2010 | 2 months late |
| Mar 31, 2010 | 3 months late |
| May 11, 2010 | Default |
|
Purpose of Loan: I want to consolidate my debt into one payment. I want to purchase a home in the next couple of years and want as much of my unsecured debt gone as soon as possible. I have no problem paying my bills as they sit now but I feel as though I am not making any headway due to the fact that they all recieve the minimum payments every month. If I can consolidate them and make one payment, I feel that I will be able to pay them off a lot faster Occupation: Cable Installation Technician Length of employment: 6 years at the end of July Current debts: 1) Account: Victoria's Secret Amount: 550.00 Current interest rate: 23.5% 2) Account: HSBC Amount: 1000.00 Current interest rate: 23.75% 3) Account: Les Schwab Amount: 1200.00 Current interest rate: 25.25% 4) Account: Best Buy Amount: 2000.00 Current interest rate: 24.75% 5) Account: Imagine Amount: 1000.00 Current interest rate: 23.25% 6) Account: First Premier Bank Amount: 1500.00 Current interest rate: 25.8% Delinquencies None Present Budget Monthly Income: 2000.00 Expenses Loan Payments: 200.00 Mortgage/ Rent: 200.00 Utilities: 120.00 Car Notes: 400.00 Insurance: 80.00 Credit cards: 650.00 Food Household/misc: 200.00 Total Expenses: 1850.00 Left Over: 150.00 Budget after Prosper Loan Prosper Payments: 375.00 Mortgage/ Rent: 200.00 Utilities : 120.00 Car Notes: 400.00 Insurance: 80.00 Food Household/misc: 200.00 Left over from Income: 625.00 Savings due to Prosper Loan: 475.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 160193 | Pay Off Debt | D | $12,000 @ 23% | Jul 05, 2007 | Withdrawn |
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Discussion For This Listing
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