NEED RELIABLE CAR TO GET TO WORK AND SCHOOL

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Listing Information
Amount: $9,999.00 Status: Loan created
Grade: C DTI: 21%
Lender Rate: 16% Borrower: dmack88
Time Left: Finished State: MN
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2007-07-23 EricsCC ROI: -46%
Status History
Jul 21, 2007 Current
Dec 08, 2007 Late
Dec 24, 2007 1 month late
Jan 24, 2008 2 months late
Feb 24, 2008 3 months late
Mar 24, 2008 4+ months late
Relist - would like to get extra money to furnish new apartment and
get new car and my new life would be set..

Purpose of loan:

Thank you for looking at my profile...
I'am a young man going to school and working full time....It is very important for me to have a reliable vehicle to get there.
I have a car in mind that is $6500 and I would love to pay for it in full from a private owner....
This loan could put my mind at ease so I could handle my responsibilites with no worries about transportation..
Also I have been doing a good job at building my credit at a young age and this Prosper loan would definately give my credit the boost it needs...

My financial situation:
I have a clerical job that I'am happy and secure at and I'am learning alot of other skills and the mortgage business and should be getting a $1 raise by the end of month..

Also I 'am taking my generals right now at college and plan to major in Business Management..and I'am a starter on my college basketball team..


Monthly net income: $ $3000.00


Monthly expenses: $
  Housing: $ 600.00
  Insurance: $ 0 - my mother pays my insurance
  Car expenses: $ 0
  Utilities: $ 60.00
  Phone, cable, internet: $ 99.00    
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 150.00
  Credit cards and other loans: $ 45.00    
  Student loan: $ 25.00
Total expenses: 1,179.00
with Prosper pymt of $ 402.87, Total would be $ 1.581.87
Which leaves me with $1418.13 left and thats before my raise coming up..

This loan could really help my situation and my credit..
I have a great support system and am very reliable...This loan will definately get paid off in a timely manner.

Thank you so much!



Borrower's Other Listings
166766 NEED RELIABLE CAR TO GET TO WORK AND SCHOOL C $6,000 @ 23% Jul 10, 2007 Withdrawn

 

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