Looking to reduce Higher Interest Credit Card Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $13,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 68% |
| Lender Rate: | 24% | Borrower: | KJGOLF |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-07-23 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Jul 20, 2007 | Current |
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Purpose of loan: I am relisting. I am looking to pay off some higher interest credit card debt. I am a High School teacher and have been at the same school now, for about 15 years. I recently completed my Masters of Education degree. This degree will increase my salary $10,000 per year begining with the new school year, that begins in August. I have not included this increase in my listed salary.I am also a coach at this school. My score is lower because of the use of my credit cards the past year to pay for my schooling. I am not delinquent on anything and do not ever plan to be. I plan to pay off three of my highest balance cards, which will save me about 280.00 per month just paying off those 3 accounts and knock off years of interest.Thanks for your interest. My financial situation: Currently I make about 67,000 per year, before the 10,000 increase. My husband also works full time as an electrician for a large company and makes about 62,000 per year. We obviously both contribute toward our expenses. I know this has nothing to do with my loan, but just for information. We both also have 401k and pension plans. Monthly net income: $ Currently 3400.00 per month. Husband is at about 3300.00 per month. All bills are shared between myself and my husband. The amounts listed are our net income, not gross. People have asked that question on the previous listing. Monthly expenses: $ Housing: $ 3295 Insurance: $ 175 Car expenses: $ 614 Utilities: $ 195 Phone, cable, internet: $ 120 Food, entertainment: $ 300 Clothing, household expenses $ 275 Credit cards and other loans: $ 850 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 160570 | Trying to reduce credit card debt | C | $16,000 @ 24% | Jun 29, 2007 | Expired |
| 163078 | Looking to reduce Higher Interest Credit Card Debt | C | $17,000 @ 23% | Jul 04, 2007 | Expired |
| 270280 | Looking to reduce Higher Interest Credit Card Debt/2nd Loan | C | $9,000 @ 27% | Jan 23, 2008 | Loan created |
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