credit card debt & medical bills

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Listing Information
Amount: $4,500.00 Status: Loan created
Grade: C DTI: 18%
Lender Rate: 16% Borrower: godsgirlrr
Time Left: Finished State: OH
Funded: 100% Group: Small Business & Self Employed
Loan Information
Loan Status: Current Origination Date: 2007-07-20 EricsCC ROI: 12%
Status History
Jul 20, 2007 Current
Purpose of loan: 
Loan is to pay off medical debt, credit cards, & past utility bills from previous residence, to raise credit score, to be able to purchase a house. 

my financial situation:

(explain why you are a good candidate for paying back this loan)

I always paid all my bills on time until we rented our house to peole that wouldn't pay.  We ended up with 2 house payments and could not keep up with both mortgages. This was a circumstance out of our control.  We tried to sell the house, but after a year, we still couldn't sell it, and our debts got farther and farther behind.   If I can get rid of all my debt, so I can pay all my bills on time and my credit score will go up, we can get another house because we're now living in an apartment to try to repair our credit and pay off our bills.  It really was hard moving to an apartment with 2 kids, we truly had to downsize and put most of our belongings in storage.   

Monthly net income: $
947.00
Monthly expenses: $
  Housing: $
  Insurance: $ 30.00
  Car expenses: $ 254.00
  Utilities: $ 650.00 currently.  Previous - 2,000.00
  Phone, cable, internet: $ 105.00
  Food, entertainment: $ 100.00
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 1,156.00
  Other expenses: $ medical bills 1,000.00; parking $72; school fees $475
Borrower's Other Listings
151628 Paying off medical debt to buy house C $10,000 @ 23% Jun 13, 2007 Withdrawn
155364 Paying off medical debt to buy house C $6,000 @ 16% Jun 20, 2007 Withdrawn
157594 credit card debt & medical bills C $6,000 @ 21% Jun 25, 2007 Withdrawn
161841 credit card debt & medical bills C $3,100 @ 14% Jul 02, 2007 Withdrawn
162429 credit card debt & medical bills C $3,100 @ 17% Jul 03, 2007 Withdrawn

 

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