p2p lending at Prosper.com
Seeking a birthday blessing! Relist, less $, max % allowed

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Listing Information
Amount: $7,000.00 Status: Expired
Grade: D DTI: 26%
Lender Rate: 9% Borrower: rowangray
Time Left: Finished State: CT
Funded: 0% Group: BORROWERS - Free instant Listings - LARGEST GROUP

Looking for less $, at the highest %. It may not be an ideal ROI but my desire for improved credit and eventual full consolidation will ensure you needn?t worry about default. I?ll be 30 in Sept. This loan would be the best gift. My goal is to systematically remove all debts. This will help me do it faster and for less per month.

I?m a mom of 2. My job is secure; I?m approaching my 11th anniv. I run a home business for extra $.
My husband has been a SAHD for 9 yrs. We feel strongly about being home w/the kids and the benefits show. My children are awesome! My husband is no longer so content. He wants to contribute financially. Due to schedule issues, as well as transportation lack, there is nothing. He's dreamed of a business but needs supplies, about $1000. Customers are waiting! Within a short time, he?d be making $200/ mo min. More likely, he?d make $4-800/mo PT and still be there for the kids.

With my job and my business, I net $2500- $3000/mo. My total costs are $2400/mo. This loan will: Simplify 6 bills into 1 payment. Reduce payments by $74. Increase income by $200/mo at min.

Current (item, total $, minimum)
business start up,  $ 1,000.00,  n/a
HD loan @ 17.99%,  $ 2,114.39,  $88.67
HD card @ 21%,  $ 2,482.44,  $72.00
QVC card @ 19.8%,  $ 446.67,  $45.00
fuel credit @ 18%,  $ 333.18,  $75.00
Chase Visa @ 22.24%,  $ 294.80,  $10.00
pediatrician bill,  $ 158.35,  $10.00

  $300.67 min
-$226.86 Prosper payment
  $73.81 savings
+$200.00 Min. new income 
  $273.81 more in m

Borrower's Other Listings
156584 Better life D $5,000 @ 10% Jun 22, 2007 Withdrawn
157678 Consolidating debt and feeling good again! D $10,000 @ 10% Jun 25, 2007 Expired
161807 Hardworking Mom needs help! Relist w/ more detail @ Max rate D $10,000 @ 10% Jul 02, 2007 Expired
171745 Taking advice from forum lenders- thank you for input! D $2,490 @ 10% Jul 18, 2007 Expired
178386 I have a plan, you'll have a steady return D $2,490 @ 10% Jul 30, 2007 Expired
184325 Relist- Changing my credit life, serious and steady D $2,000 @ 10% Aug 09, 2007 Expired
215984 Raised my credit! Looking to consolidate and pay faster! C $7,075 @ 10% Oct 17, 2007 Expired
222083 Raised my credit! Looking to consolidate and pay faster! C $3,661 @ 10% Oct 29, 2007 Loan created

 

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