New Mom Trying to Lower Rate on a Loan - You Can Help
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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 24%
Lender Rate: 28% Borrower: turtles74
Time Left: Finished State: CA
Funded: 100% Group: BuildingTree
Loan Information
Loan Status: Current Origination Date: 2007-07-11 EricsCC ROI: 23%
Status History
Jul 10, 2007 Current
Purpose of loan: 
Hi, thanks for checking out my listing! I just had a baby a couple of months ago and there have been a few added expenses. My goal is to lower a high interest rate on a personal loan to better help my new budget. This will help me tremendously. I have always been responsible and that is why I am trying my best to get my finances back in order. My credit isn't great and has been affect; part of the reason is because in the past, my tenants have not paid their rent on time. Please e-mail me if you have any questions and thanks for considering me for a loan.

My financial situation:
I am fortunate to have a good job that I also enjoy. I have been there for over 10 years, which gives me security to meet my financial obligations.

Monthly net income: $ 5,000 gross


Monthly expenses: $
  Housing: $ 850
  Insurance: $ 140
  Car expenses: $ 150 
  Utilities: $ 250
  Phone, cable, internet: $ 100
  Food, entertainment: $ 400
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 500
  Other expenses: $ 100
Borrower's Other Listings
150633 New Mom Needs to Lower Interest Rate on a Personal Loan HR $5,000 @ 27% Jun 11, 2007 Expired
154360 2nd Try 4 New Mom to Lower Interest Rate on a Personal Loan HR $5,000 @ 27% Jun 18, 2007 Expired
158478 What Will It Take-3rd Time's a Charm to Lower Rate on a Loan HR $5,000 @ 28% Jun 26, 2007 Expired

 

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