Starting a new life post completion of training

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: D DTI: 36%
Lender Rate: 20% Borrower: EpiDoc216
Time Left: Finished State: OH
Funded: 100% Group: ALL DOCTORS MD,DO,OD,DDS,DMD,PhD,DVM,DPM,DC,PharmD,J
Loan Information
Loan Status: Paid Origination Date: 2007-07-10 EricsCC ROI: 19%
Status History
Jul 10, 2007 Current
Mar 01, 2008 Paid
Purpose of loan:

I recently completed two master degree programs in bioethic and public health and am finishing up a doctoral degree in epidemiology at the Case School of Medicine.  We would like to pay off some of the schooling expenses currently on high interests credit cards (APR 29.99%) and create some cash reserve. 

My financial situation:

My wife is a field employee for a medical instrutment company, and I am in the process of starting a feollowship training program.  Our combined income currently is over US$ 100,000.00.  We are home owners and are building home equity.  We both have employee sponsored retirement and saving accounts, with combined balance over US 40,000.  

Monthly net income: between: $ 10,000.00 - 12,000.00

Monthly expenses: $
  Housing: $ 1070.00
  Insurance: $ 110.00
  Car expenses: $ 150.00
  Utilities: $ 100.00
  Phone, cable, internet: $ 120.00 
  Food, entertainment: $ 400.00
  Clothing, household expenses $ 250.00 
  Credit cards and other loans: $ 2500.00
  Other expenses: $
Borrower's Other Listings
163971 Starting a new life post completion of training D $3,500 @ 19% Jul 06, 2007 Withdrawn
269124 Refinance the existing prosper loan, w/ good payment history C $5,000 @ 16% Jan 21, 2008 Cancelled
277499 Refinance the existing prosper loan, w/ good payment history C $17,500 @ 20% Feb 08, 2008 Withdrawn
279179 Refinance the existing prosper loan, w/ good payment history C $7,500 @ 16% Feb 13, 2008 Loan created

 

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