Physicist Headed for Grad School
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 60% |
| Lender Rate: | 14% | Borrower: | apple706 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-07-17 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Jul 16, 2007 | Current |
| Jan 01, 2008 | Late |
| Jan 18, 2008 | 1 month late |
| Jan 25, 2008 | Current |
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Purpose of loan: I want to payoff existing credit cards prior to graduate school, and have enough money to buy an inexpensive used car. My financial situation: My debt to income ratio is high due to my undergraduate student loans. These loans however, will not come due until 6 months after I complete graduate school. At that point, I will enter the job market and secure a salary and begin repayment. During grad school my housing will be paid for, and I will receive approximately $12,000 as a teaching assistant. In addition to this salary, I plan to continue working for my current employer (remotely) as I have done for the past 4 years while in college doing translation and databasing work. This loan will allow me to have one payment throughout grad school. The figures below are for my current situation (living at home for the summer, until school begins). Monthly net income (full-time): $ 1140 Monthly expenses: $ Housing: $ 0 Insurance: $ 0 Car expenses: $ 40 Utilities: $ 0 Phone, cable, internet: $ 0 Food, entertainment: $ 125 Clothing, household expenses $ 0 Credit cards and other loans: $ 100 Other expenses: $ 60 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 157257 | Physicist Headed for Grad School | B | $9,000 @ 17% | Jun 24, 2007 | Expired |
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