Need to pay off Mecical Bills and taxes

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Listing Information
Amount: $1,500.00 Status: Loan created
Grade: D DTI: 46%
Lender Rate: 19% Borrower: chadvan99
Time Left: Finished State: OH
Funded: 100% Group: No Bull Investors - We Invest In Good Borrowers
Loan Information
Loan Status: Current Origination Date: 2007-07-23 EricsCC ROI: 15%
Status History
Jul 20, 2007 Current
Purpose of loan:
My wife and I have about 1200 in back medical bills to pay off.  We want to get the debt collectors off of our backs.  Our health insurance that we have isn't vary good.  We didn't realize how much we would have to pay out of our pocket.  My wife and I also owe about 300 dollars in back city taxes.  We have to pay that off by July 23 to avoid that going to collections. 

My financial situation:
I've been working at Home Depot for 2 years come this August 2nd.  I'm a Department Supervisor there making 30000 a year there.  My wife also has a full time job at Macy's.  We have 20 month old son that we would like to give the world.  I do not curretly have any delinquencies.  I have been working on improving my credit score.  I believe in paying my bills on time everytime, especially a loan such as this.  Below you will see my monthly budget.  The expenses below are for my wife and I combined.  Do not forget that she also contributes to the monthly income.  

Monthly net income: $ 1850

Monthly expenses: $
  Housing: $ 400
  Insurance: $ 130
  Car expenses: $ 400
  Utilities: $ 100
  Phone, cable, internet: $ 90
  Food, entertainment: $ 300
  Clothing, household expenses $ 70
  Credit cards and other loans: $ 100
  Other expenses: $ 0
 Free Cash Flow after expenses 260
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