Paying of high interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 65% |
| Lender Rate: | 11% | Borrower: | ms_turtle |
| Finished | State: | GA | |
| Funded: | 100% | Group: | No Bull Investors - We Invest In Good Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-07-17 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Jul 19, 2007 | Current |
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Purpose of loan: To consolidate and pay off several high interest rate credit cards Ive had to use to pay for school, car repairs, and other misc. living expenses. By obtaining this Prosper loan, I will be able to consolidate debt from 3 high interest cards into one convenient monthly payment at a lower interest rate and change my revolving debt into a set monthly payment. I will benefit from convenience, savings on interest paid, and an improved credit score; You will benefit by earning all the interest instead of the greedy banks! My financial situation: Between having a strong B credit rating and a long 7 year history off paying all debts on time or early, I believe I make an excellent candidate for this Prosper loan for my debt consolidation. Ive been gainfully employed by the daycare center i work at for over 2 years and I'm currently working on finishing my degree in Early Childhood Education. During nights and weekends I also babysit for additional cash income. I am not a person who makes late payments and anyone bidding on my loan can count on having their money back on time, every time. The cards I am consolidating are as follows: MBNA $1500 @ 27.99% Airtran $1500 @ 18.25% Target $2000 @ 19.25% Monthly net income: $ 800.00 (preschool job) $100-$300 (babysitting) Monthly expenses: $ Housing: $0 (Living with parents until I finish my degree) Insurance: $ 167.68 Car expenses: $ 269.77 Utilities: $0 Phone, cable, internet: $ 58.00 Food, entertainment: $ 100.00 Clothing, household expenses $ Credit cards and other loans: $ 300.00 Other expenses: $ 55.00 (gas) Thanks so much for viewing my listing! If you have any questions, please do not hesitate to ask as I will be more than happy to answer them! Happy Bidding! :) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 163303 | Paying of high interest credit cards | B | $5,000 @ 16% | Jul 05, 2007 | Withdrawn |
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