Replacing Cash Advance "loan"

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: C DTI: 19%
Lender Rate: 14% Borrower: SanDiegoMan32
Time Left: Finished State: CA
Funded: 100% Group: Professors
Loan Information
Loan Status: Paid Origination Date: 2006-06-05 EricsCC ROI: 14%
Status History
Jul 12, 2006 Current
Mar 12, 2008 Payoff in progress
Mar 18, 2008 Paid
I am a PhD student at UC, San Diego. I am currently on my second year of the Biology Department. My thesis research focuses on understanding the molecular mechanisms of cancer. My future goals are to continue research at a research institution and eventually becoming a professor or a similar profession dealing with teaching or researching cancer biology. I am here at Prosper.com because I currently made a purchase of a beachfront property in Nuevo Altata, Mexico (just north of Mazatlan). It is a gorgeous place but the development there is at its initial stages of becoming a beach resort and tourist hot spot. I have bought early and cheap but I had to pay all upfront (much cheaper). I had to take out a small loan and cash advance from credit cards to complete my purchase. I would like to however, borrow (from Prosper.com) enough money to repay the cash advance money so that my interest are much lower. I receive a regular salary through my research department because I was awarded a research fellowship from the National Institute of Health for the next four years. I don?t spend much on rent and I don?t make payments for my car. I therefore have enough to make all my payments promptly. Thank you for taking the time to read this.
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