RELIST - Want to get back on track!
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 26% |
| Lender Rate: | 23% | Borrower: | katzblue |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-07-11 | EricsCC ROI: | -41% |
| Status History | |
|---|---|
| Jul 11, 2007 | Current |
| Mar 01, 2008 | Late |
| Mar 12, 2008 | 1 month late |
| Apr 12, 2008 | 2 months late |
| May 12, 2008 | 3 months late |
| Jun 12, 2008 | 4+ months late |
|
Purpose of loan: I am a hard-working, self sufficient person who is looking to pay off some debt and get myself back on a healthy financial track. I make $47K/yr ( over $50K/w bonus) and have been with my current employer for just under 10 years. I have good benefits (health insurance, 401K) and do not anticipate a change in my employment status in the near or distant future with this company. My issue began late last summer/early fall when i had to undergo minor surgery, my cat fell very ill and my car needed several thousand dollars worth of repairs, all within a few months of each other. I then made a very poor decision and decided to take out a couple of PayDay Loans to help out with my cash shortfall. However, the problem became greater because the loans and/or fees were deducted from my accounts leaving me short for my bills. It then became a vicious cycle of using one PayDay loan to payoff another. My financial situation: I have since taken in a roommate to help defray some of my living expenses and have begun looking for a part time job to assist with finances as well. I would like to use the Prosper Loan to payoff the remaining payday loans (since the interest rate would be far more favorable) I am more than capable of paying the Prosper Loan as i take home $3400/mth. My monthly budget: Mortgage/rent: $1200 Insurance: $215 Car expenses: $385 Utilities: $250 Phone, cable, internet: $100 Food, entertainment: $175 Clothing, household expenses $50 Credit cards and other loan payments: $200 Other expenses: $25 --------------------------------------- Total monthly expenses: $2600 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 101333 | Want to pay off Debt & get back on Track | HR | $6,000 @ 7% | Feb 19, 2007 | Expired |
| 114338 | Want to pay off Debt & get back on Track | C | $3,000 @ 7% | Mar 22, 2007 | Expired |
| 119942 | RELIST - Want to get back on track! | C | $3,000 @ 7% | Apr 06, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|