consolidate credit cards and loans
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 36% |
| Lender Rate: | 21% | Borrower: | peaches37 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-07-23 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Jul 20, 2007 | Current |
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Purpose of loan: (I would like to first Thank the lenders for taking the time to view my listing. This loan would be used to consolidate all my high-interest credit cards and loans into one monthly payment. My financial situation: (We have been in our my home for over 2 years and have ran into a few bumps along the way. We have replaced a furnace and chimney liner along with other minor things and we're still paying this among other things. This loan would make things a lot easier if we're able to make one payment to one place. Although we have a lot of open accounts we have been making the monthly payments on time and would like to keep it that way. By consolidating these bills into one monthly payment we would be able to pay down our debt much quicker and increase my credit rating. We would not have a problem paying this loan back once we pay off these creditors. I am a wife and mother of three teenagers. Give us the chance to become as debt free as possibe within the next 3 years. Thanks again for looking at my listing and helping us to see the light. Monthly net income: $ 3,200 not including my husband's income Monthly expenses: $2880 Housing: $ 1,127.50 my husband pays the other half Insurance: $ 197.50 Car expenses: $ 460.00 Utilities: $ 127.00 Phone, cable, internet: $120 Food, entertainment: $ 100 Clothing, household expenses $50 Credit cards and other loans: $ 690 Other expenses: $ Please note: this is only my portion of our monthly expenses my husband pays the other half of everything except for my credit cards: 2- Capital One, HFC and GE or my car payment. Please help us get ahead and thanks again. |
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