Baby Items
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 11% |
| Lender Rate: | 8% | Borrower: | hillyjo |
| Finished | State: | MA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-07-10 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Jul 10, 2007 | Current |
| Sep 25, 2007 | Payoff in progress |
| Sep 29, 2007 | Paid |
|
Purpose of loan: I promised my wife that I would pay off my lone credit card before our baby comes in early February. The card I have is 14.2%. I want to knock the interest rate down so that I can start paying it off. My financial situation: I could pay this amount from savings, but my wife's point is that I should forego some creature comforts and put the money toward paying off the debt I ran up on my own. Monthly net income: $ Plenty of income with a 10% debt service ratio. See above. Monthly expenses: $ Housing: $ Insurance: $ Car expenses: $ Utilities: $ Phone, cable, internet: $ Food, entertainment: $ Clothing, household expenses $ Credit cards and other loans: $ Other expenses: $ |
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