Roofing House
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 18% |
| Lender Rate: | 24% | Borrower: | foamer123 |
| Finished | State: | MI | |
| Funded: | 100% | Group: | Not Active |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-07-13 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| Jul 13, 2007 | Current |
| Dec 21, 2007 | Payoff in progress |
| Dec 27, 2007 | Paid |
|
Purpose of loan: Unexpected Roof Repair (explain what you will be using this loan for) My financial situation: Solid job, slow pays are due to a ownership in commercial real estate with a vacancy i had to fund out of personal cash. I paid 7500 of the roof job in advance. Delinquent filing on credit report is a disputed medical bill, I was responsible for 2500 of an operation that I have paid. Insurance has disputed a hospital bill as a double charge. I have a net worth of nearly 500K. I am co owner of real estate that our business operates under and due to a vacancy I have had to pay in over the past few years in personal funds. The total assets of that venture are nearly 3M. I own two boats free and clear and originally thought I would secure a loan for the roof repair with one or both of those. I found it difficult to get bank lending for a non auto. Both boats were purchased with cash in past 9 months. Work outlook is very postiive, and have never defaulted on anything in the past, only slow pays. (explain why you are a good candidate for paying back this loan) Monthly net income: $ 6000 Monthly expenses: $ Housing: $ 1100 Insurance: $ 205 Car expenses: $ 1100 Utilities: $ 300 Phone, cable, internet: $ 75 Food, entertainment: $ 800 Clothing, household expenses $ 300 Credit cards and other loans: $ 800 Other expenses: $ 300 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 153579 | Roofing House | D | $6,500 @ 24% | Jun 17, 2007 | Expired |
| 290799 | Home Improvement | C | $12,500 @ 20% | Mar 11, 2008 | Loan created |
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