Money To Grow Existing IT Business
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,500.00 | Status: | Loan created |
| Grade: | A | DTI: | 27% |
| Lender Rate: | 15% | Borrower: | VolatileConsulting |
| Finished | State: | FL | |
| Funded: | 100% | Group: | No Bull Investors - We Invest In Good Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-07-16 | EricsCC ROI: | -56% |
| Status History | |
|---|---|
| Jul 13, 2007 | Current |
| Jul 09, 2008 | Late |
| Jul 17, 2008 | 1 month late |
| Aug 19, 2008 | 2 months late |
| Sep 17, 2008 | 3 months late |
| Oct 17, 2008 | 4+ months late |
|
About Me I am a seasoned professional that is into the second year of running my own consulting business. Before starting my own company I worked for Apple Computer, as a Mac Genius (Apple Certified Computer Technician.) I was with the company for about 4 years. I learned a lot working for Apple. The level of customer service that they provide goes leaps and bounds above what any other company in the electronics industry does. I use these customer service experiences along with my skills to drive my business as well as my personal life. I have found that operating your own business is one of the most rewarding experiences in life. That is why I am ready to finally leave the other job I have been keeping (Furniture Store,) and work with my consulting company full time. Purpose of loan Volatile Atom is your leading Macintosh consulting company servicing the Greater Miami and Fort Lauderdale areas. We pride ourselves on providing a personalized customer service experience right in the comfort of your own homeor business. This loan will be used to grow my business that is poised to hit a growth spurt, which will also enable me to leave my current "job" and concentrate on my company. This loan will also give the cash flow I need to find new customers and expand my business. My financial situation I am in a position that I will be able to make make the monthly payments either before or on time. I have am a small business owner, that has been doing excellent with my existing customer base. I have other accounts that I have paid back responsibly which is reflected in my credit score. My Budget Gross Income $52,929.53 Net income $40,000.00 Monthly Gross $4410.79 Mothly Net $3500.28 Monthly Expenses Mortgage $585.00 (My roommate pays the other half) Car payment $325.00 Car Insurance $50.00 Utilities $150.00 Credit Cards $350 Food $300 Gas $200 --------------------------------------------------- Total bills $1960.00 Funds after Bills $1540.00 How I plan to repay loan. I plan using the money from my expendable income to repay the loan that I am requesting. Once I see that my business is making enough money to support my current financial obligations, then and only then will I take on my business full time. I also have enough in my savings should I need it to make a couple payments on my Prosper loan. I have a strong commitment to my creditors and I am financially responsible which is clearly reflected in my credit score. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 159059 | Money To Grow Existing IT Business in S. FL | A | $9,000 @ 12% | Jun 27, 2007 | Withdrawn |
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