DEBT Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 20% |
| Lender Rate: | 14% | Borrower: | Renbucker |
| Finished | State: | UT | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-07-11 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Jul 11, 2007 | Current |
| May 24, 2008 | Paid |
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Purpose of loan: I want to use this loan to pay off a high interest rate credit card with MBNA so I can close the account. My financial situation: With a Bachelors degree in Accountancy, I have an extensive knowledge of budgeting and financing. I also have a very secure job and recently received a $7,979 raise. Since I am paid Bi-weekly, it will not take affect for a few weeks; so I have not included this raise in my income. My wife is currently attending college and will be graduating in April with a Bachelors degree as well. As far as debt, it will only decrease as I pay off credit cards with the prosper loan and gradually pay off the prosper loan. Monthly net income: $ 2,979 Monthly expenses: $ Housing: $1,010.36 Insurance: $128.62 Car expenses: $ Minimal since my car is paid for and my work re-imburses me for most gas. Utilities: $130 Phone, cable, internet: $90 Food, entertainment: $250 Credit cards and other loans: $ 138 (which I my prosper loan will replace) |
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