DEBT CONSOLIDATION
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 13% |
| Lender Rate: | 17% | Borrower: | rhyza |
| Finished | State: | WA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-07-10 | EricsCC ROI: | -61% |
| Status History | |
|---|---|
| Jul 10, 2007 | Current |
| Mar 01, 2008 | Late |
| Mar 11, 2008 | 1 month late |
| Apr 11, 2008 | 2 months late |
| May 11, 2008 | 3 months late |
| Jun 11, 2008 | 4+ months late |
| Aug 26, 2008 | Default |
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Purpose of loan: (explain what you will be using this loan for) I am planning on paying off my only credit card and my student loan as well as purchasing a used vehicle My financial situation: (explain why you are a good candidate for paying back this loan) I have had problems in the past with my finances but have recently moved into a much smaller home. By doing this I have greatly reduced my housing/utilities costs. Once I get the money I need, I will be able to consolidate my few bills and get my finances back on track. With the exception of my second mortgage, every loan I have ever had has been payed in full. When I sold my house I was given some bad information and short changed myself which caused me to sell my house for less than I owed my lender. I was very unhappy about this because I pride myself on being reliable. I really need a break right now and this loan would be a huge service to me. Thank You Monthly net income: $ 3,300.00 Monthly expenses: $ Housing: $750.00 Insurance: $ 230.00 Car expenses: $ 0.00 Utilities: $ 150.00 Phone, cable, internet: $130.00 Food, entertainment: $ 400.00 Clothing, household expenses $150.00 Credit cards and other loans: $ 250.00 Other expenses: $ 668.00 (child care) |
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