Loan for new car
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 19% |
| Lender Rate: | 13% | Borrower: | lightpost |
| Finished | State: | MI | |
| Funded: | 100% | Group: | Computer & IT Professionals |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-07-13 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Jul 13, 2007 | Current |
| Jul 28, 2009 | Late |
| Aug 15, 2009 | 1 month late |
| Sep 14, 2009 | 2 months late |
| Oct 14, 2009 | 3 months late |
| Oct 29, 2009 | 2 months late |
| Nov 14, 2009 | 3 months late |
| Dec 14, 2009 | 4+ months late |
| Dec 17, 2009 | 3 months late |
| Jan 16, 2010 | 4+ months late |
| Jan 21, 2010 | 3 months late |
| Feb 13, 2010 | 2 months late |
| Feb 14, 2010 | 3 months late |
| Mar 15, 2010 | 4+ months late |
| Mar 18, 2010 | 1 month late |
| Mar 19, 2010 | 2 months late |
| Mar 23, 2010 | 1 month late |
| Mar 31, 2010 | Current |
| Apr 08, 2010 | Payoff in progress |
| Apr 16, 2010 | Paid |
|
Purpose of loan: Hello everyone. I am very excited to use this revolutionary service. I am in the market for a used car and would like to use Prosper to avoid costly insurance prices associated with auto loans. By using Prosper, I have the same amount of time to pay back the loan and will also be able to keep the extra money saved from not having to carry an overpriced insurance policy. The purpose of this loan would be to purchase a new (used) vehicle as well as pay off some leftover debt. My financial situation: I've been employed full-time for the last 3 1/2 years as an assistant computer technician. Assistant to no one, I've been developing web sites, building computers, and fielding tech support calls. I've developed several web based intranet applications used every day by our more than 1,000 employees. In addition to my full time salary I generate a small amount of income from a web design/hosting business more so as a hobby with only a handful of customers. I am also preparing to release several large web sites that will generate a significant amount of advertising revenue. My first will be an educational web site with several million pages of content already set up and ready to go. I was unaware of the two delinquincies until I created this listing (I've never checked Experian before, I did not know there were such diferences between them). The two are actually both from DTE Energy (One for Gas and one for Electric). I will be disputing these, of course, as they are invalid. Monthly net income: $ 1,812.00 Monthly expenses: $ 1295,00 Housing: $ 575.00 Insurance: $ 75.00 Car expenses: $ 0.00 (Own) Utilities: $ 175.00 Phone, cable, internet: $ 120.00 Groceries: $ 150.00 Credit cards and other loans: $ 50.00 Web Server Hosting: $ 50.00 Remainder: $ 517.00 (Currently put towards credit card payments and savings) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 306188 | Lower interest rate | C | $14,500 @ 17% | Apr 08, 2008 | Withdrawn |
| 327092 | Existing online business needs to expand. | C | $9,850 @ 18% | May 06, 2008 | Expired |
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