Consolidating debt and feeling good again!
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Expired |
| Grade: | D | DTI: | 29% |
| Lender Rate: | 10% | Borrower: | rowangray |
| Finished | State: | CT | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: I refuse to live in stress any longer! Please help me to consolidate my debts into a simplified (lower interest!) payment and improve my family's lifestyle and my mental health!I would like this opportunity to lessen my financial concerns and open the opportunity for faster paydown of my debts, along with the possibility of starting my "stay at home dad" husband off in a business he can do while still being available for our children. I want to quickly change from being a borrower here to being a lender- I will be 30 in just a few months and I do not want to begin my next decade in a state of constant frustration over my inability to have a fresh start. I see this as a gift of a chance! My financial situation: I work FT and have been with the company for 10.5 years. It is a steady job and one in which I plan on remaining for quite some time. In addition, I run a direct sales business that provides my family with additional income. I am a frugal person who encountered debts when purchasing our new home, which our selling proceeds from our condo did not cover entirely. Combined with some other surprise issues over the last two years, I am left extremely unhappy with my accrued debt.The monthly payment on this loan is less than the sum of the monthly payments I'd be removing from my life and would be paid faster than those other bills would be due to the high interest rates dragging them back. I am dedicated to ensuring this is truly my new beginning and will not fail to keep up my end of it! Monthly net income: $ 2700 FT, $200-600 additional in direct sales income each month Monthly expenses: $ Housing: $450 in taxes and fees, house owned in full Insurance: $51 Car expenses: $550 Utilities: $300 Phone, cable, internet: $225 Food, entertainment: $520 Clothing, household expenses $40 Credit cards and other loans: $320 Other expenses: |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 156584 | Better life | D | $5,000 @ 10% | Jun 22, 2007 | Withdrawn |
| 161807 | Hardworking Mom needs help! Relist w/ more detail @ Max rate | D | $10,000 @ 10% | Jul 02, 2007 | Expired |
| 166323 | Seeking a birthday blessing! Relist, less $, max % allowed | D | $7,000 @ 9% | Jul 10, 2007 | Expired |
| 171745 | Taking advice from forum lenders- thank you for input! | D | $2,490 @ 10% | Jul 18, 2007 | Expired |
| 178386 | I have a plan, you'll have a steady return | D | $2,490 @ 10% | Jul 30, 2007 | Expired |
| 184325 | Relist- Changing my credit life, serious and steady | D | $2,000 @ 10% | Aug 09, 2007 | Expired |
| 215984 | Raised my credit! Looking to consolidate and pay faster! | C | $7,075 @ 10% | Oct 17, 2007 | Expired |
| 222083 | Raised my credit! Looking to consolidate and pay faster! | C | $3,661 @ 10% | Oct 29, 2007 | Loan created |
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