I need an Angel....
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,700.00 | Status: | Loan created |
| Grade: | HR | DTI: | 14% |
| Lender Rate: | 25% | Borrower: | olinrann |
| Finished | State: | GA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-07-10 | EricsCC ROI: | -24% |
| Status History | |
|---|---|
| Jul 10, 2007 | Current |
| Sep 25, 2007 | Late |
| Oct 11, 2007 | 1 month late |
| Nov 11, 2007 | 2 months late |
| Dec 11, 2007 | 3 months late |
| Jan 11, 2008 | 4+ months late |
|
Thank you for taking the time to review my lising. The purpose of this loan is to satisfy my IRS debt. My husband and I work very hard to pay our debts and to live within a budget. However, I am not able to pay this all at once and the penalties and interest are horrible. I need your help in getting this behind us. I don't want to risk getting a tax lien on my credit. Currently, my credit report shows 20 times late for a car that I co-signed for which was reposessed years ago. I have since paid the balance in full on behalf of the borrower (old boyfriend) however, it is still a part of my credit file. I've learned my lesson. I hope to improve derogatory credit rating. I notice that there is an outstanding $404 debt owed that I wasn't aware until recently. The debt is a medical bill; years ago I was in a fatal car crash. I needed physical therapy afterwards. The bill should have been settled with the insurance company. I sincerely hope that you will invest in my listing and help me in my pursuit to eliminate my IRS DEBT. My annual income for 2006 exceeded $112,000 My income for 2007 has avg. monthly $6500 (less than last year) Mortgage: $2342 Insurance: $ 200 Utilities: $ 450 phone, cable, internet: $ 200 Food, entertainment: $ 290 clothing, household expenses $275 Credit cards and other loans: $ 300 Tithes: $650 avg. Other expenses: $ 733 As you can see, I have over $1060 left over to be used, not only for my Prosper Payment, but for investments, savings and emergencies so that I will never get into this situation again. I can begin to live a normal life free from the stress caused by the IRS. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thanks again for viewing my listing. May God bless you in your decision to support my listing. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 147123 | "Goodbye to IRS" | HR | $8,900 @ 29% | Jun 05, 2007 | Withdrawn |
| 149062 | Please help a Realtor say, "Goodbye to the IRS." | HR | $9,100 @ 28% | Jun 08, 2007 | Withdrawn |
| 151542 | Please help a Realtor say, "Goodbye to the IRS." | HR | $9,300 @ 28% | Jun 13, 2007 | Withdrawn |
| 151544 | Please help me say, "Goodbye to the IRS." Not "HR" | HR | $9,300 @ 28% | Jun 13, 2007 | Withdrawn |
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