Dream to be in the NYPD

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: A DTI: 14%
Lender Rate: 14% Borrower: Huskeratheart
Time Left: Finished State: NE
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-06-26 EricsCC ROI: 13%
Status History
Jun 28, 2007 Current
Jul 11, 2010 Payoff in progress
Jul 16, 2010 Paid
Purpose of loan:
I graduated with a degree in criminal justice and have yet to use it.  I like my job now, but there is just a part of me that is aching to enter law enforcement, and what better place than NYC.  A opportunity came about recently to move the Big Apple and the only thing holding me back now is my financial status.  I am paying off my student loans right now, so any amount I have saved really goes to that.

My financial situation:
I am using this loan to invest in my future.  I understand NYC is an expensive place to live and I have taken that into consideration.  I plan on/hope being a police officer there within the next 6 months and if I don't get in then, I will just keep trying.  Accepting the position as a police officer places you into another situation.  I realize that I will be looked at in a different light, a light where people will expect more out of me both as a citizen and as a person and I am ready, willing and excited to accept that role.  With this role, I also believe my financial standing will remain upstanding and I will continue to be accepting of the commitments I have made to financial lenders.

Monthly net income:
before I move around $28,000
when I move $35,000-$45,000

I am expecting my move alone to be around $1000 after all is said and done.  Then I am going to need to place a deposit on our apartment which I expect to anywhere between $600-$800 plus the first months rent, which should be similar.  I will immediately, upon arriving to NYC, be looking for a job to last me the first few months, until I can take the test for the NYPD in October.  But that first week or so in NYC will be tough until I can find a job.  I do have a college degree and plenty of experience, so I don't think it will be much a struggle to find something suiting.

Borrower's Other Listings
256561 Unexpected medical bills high interest credit cards C $12,000 @ 14% Dec 28, 2007 Withdrawn

 

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