Relisting: Take a chance on us!
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 79% |
| Lender Rate: | 26% | Borrower: | stayhomemom2 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | Rebound Loans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 2 months late | Origination Date: | 2007-07-03 | EricsCC ROI: | -40% |
| Status History | |
|---|---|
| Jun 30, 2007 | Current |
| Jan 18, 2008 | Late |
| Feb 05, 2008 | 1 month late |
| Feb 05, 2008 | Current |
| Feb 18, 2008 | Late |
| Mar 04, 2008 | 1 month late |
| Mar 05, 2008 | Current |
| Mar 18, 2008 | Late |
| Apr 03, 2008 | Current |
| Apr 18, 2008 | Late |
| May 03, 2008 | Current |
| May 24, 2008 | Late |
| Jun 05, 2008 | 1 month late |
| Jul 09, 2008 | 2 months late |
| Jul 17, 2008 | Late |
| Jul 18, 2008 | 1 month late |
| Jul 31, 2008 | Current |
| Aug 01, 2008 | Late |
| Aug 04, 2008 | 1 month late |
| Sep 04, 2008 | 2 months late |
| Sep 18, 2008 | Late |
| Sep 19, 2008 | 1 month late |
| Oct 04, 2008 | 2 months late |
| Oct 16, 2008 | Late |
| Oct 17, 2008 | 1 month late |
| Nov 04, 2008 | 2 months late |
| Nov 21, 2008 | 1 month late |
| Nov 22, 2008 | 2 months late |
|
The debit to income is not correct because it doesnot include my husbands information. Purpose of loan: The purpose of this loan is to payoff one collection account and make a large payment on another collection account to lower the payment or possibly get the account settled. I have listed the payments we make on a monthly basis. All accounts are current and as you can see by just taking care of the 2 colletion accounts $771 would be available to repay our loan to prosper and get some other bills paid off as well. We are ready to get things going in the right direction and with your help we know we can do it! Current credit card payments: Citi $150 MBNA $250 (to be paid off with loan) Balance $870.27 MBNA $521 (large payment to lower payment or settle account) Capital One $20 Household $30 Household $30 Orchard $30 cash call loan $216.55 Sallie Mae $80 Sears $175 Cheveron $ 160 Home Depot $200 Bank of America $500 My financial situation: Our financial situation is stable! My husband has been working for the same company for more than 8 years and I have a home based business that brings in a good extra income that I have worked for almost 2 years. We can and will pay this loan back before the 36 months. We are just looking for a chance to get this debit paid off and get things back on the right track. Monthly net income: $ Mine $1000 Husband $5400 Monthly expenses: $ 6279.13 Housing: $ 811.60 Insurance: $ 154 Car expenses: $ 1200 Utilities: $ 250 Phone, cable, internet: $ 400 (my home business is online so this is cut back as far as we can) Food, entertainment: $ 400 Clothing, household expenses $ 200 Credit cards and other loans: $ 2363.53 Other expenses: $ 500 Thank you for reviewing my listing. I know we are worth the risk and we deserve a chance to improve our lives! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 146429 | Time for a change! | E | $10,000 @ 22% | Jun 04, 2007 | Withdrawn |
| 147202 | Time for a change | E | $10,000 @ 25% | Jun 05, 2007 | Withdrawn |
| 149064 | Just give us a chance! | E | $6,000 @ 27% | Jun 08, 2007 | Withdrawn |
| 149538 | Take a chance on us! | E | $6,000 @ 28% | Jun 10, 2007 | Expired |
| 154136 | Relisting: Take a chance on us! | E | $4,000 @ 25% | Jun 18, 2007 | Withdrawn |
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