Wanting to get myself back on track.
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 31% |
| Lender Rate: | 28% | Borrower: | dreman1970 |
| Finished | State: | NM | |
| Funded: | 100% | Group: | FINANCE & INVESTMENTS |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-27 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Jun 28, 2007 | Current |
|
Purpose of loan: I'm looking to get myself financially back on track. I just got a divorce and I have custody of my twin boys. My delinquencies are primarily due to my ex not helping out with the bills in the house the last 3-4 months we were together. As a result, I had to take out a few payday loans which temporarily solved the problem, but now they have gotten overwhelming. Now that I'm divorced, I'm trying feverishly to get myself back on track financially so I can properly support the loves of my life (my boys). The delinquencies are due also to the situation of my divorce. Most of my delinquent accounts are 1-2 months behind. I've actually gotten a couple of collection notices in spite of the fact that Ive talked with them and explained my situation. This loan would pay off some of them, and I'd be able to catch up on the rest of them. Monthly net income: $ 2400 Monthly expenses: $1843 Housing: $ 805 Insurance: $ 113 Car expenses: $ 50 Utilities: $ 0 (included in rent) Phone, cable, internet: $ 175 Food, entertainment: $ 100 Clothing, household expenses $ 50 Credit cards and other loans: $ 550 (Citifinancial) Other expenses: $ Credit cards that will be paid with Prosper loan: AMEX $600 Union Plus $1200 Orchard Bank $300 Applied Card $600 Merrick Bank $650 Bank of America $600 Capital One $550 Tribute $ 400 Premier $300 Paypal Buyer Credit $520 Payday loans $1500 Total $7520 A $5000 loan would pay off several of these cards, and catch up on the rest. Plus, I'll be able to get rid of the payday loans. I will get over 2400/mth (2100 from job, 324 from child support). This will leave me with almost 600 left over to pay the prosper loan. I also get a 3000 bonus check (before taxes) from my job every April and October, so come October, I'll be able to pay off more of the loan. This would also improve my credit score.....I would greatly appreciate your assistance in helping me achieve my goal of properly supporting my family......Thank you |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 141979 | Consolidating debts | D | $10,000 @ 27% | May 23, 2007 | Withdrawn |
| 145747 | Consolidating debt | D | $6,000 @ 25% | Jun 02, 2007 | Withdrawn |
| 146837 | Wanting to get myself back on track. | D | $10,000 @ 24% | Jun 04, 2007 | Withdrawn |
| 148976 | Wanting to get myself back on track. | D | $7,500 @ 24% | Jun 08, 2007 | Expired |
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