p2p lending at lending club
Debt Consolidation

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Listing Information
Amount: $10,999.00 Status: Loan created
Grade: A DTI: 23%
Lender Rate: 11% Borrower: grcastleton
Time Left: Finished State: UT
Funded: 100% Group: GROUP CLOSED
Loan Information
Loan Status: Current Origination Date: 2007-06-28 EricsCC ROI: 8%
Status History
Jun 28, 2007 Current
Purpose of loan:
I am basically just looking to get out of two high interest credit cards. This loan will give me enough to pay them off and have some cushion to make sure I don't have to use them again. I am also looking to buy a home in the near future, and I think paying these cards off will help.

My financial situation:
I have never been late or missed a payment on any loan, credit card, rent, utilities, or any other payment. For the past few years I have been going to school and working full time. I have now finished my schooling and will be just working. My income has been stable for several years, and I will hopefully be able now to move up in the company because I am no longer committed to school. I am not married and share a small house with some roommates, so my living expenses are low.

Monthly net income: $ 3600

Monthly expenses: $
  Housing: $ 325
  Insurance: $ 70
  Car expenses: $ 250
  Utilities: $ 30
  Phone, cable, internet: $ 85
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 0, as soon as this funds! about 160 right now.
  Other expenses: $
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