Re-listing/Hoping to be debt free
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 50% |
| Lender Rate: | 24% | Borrower: | needhelpinep |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Small Business & Self Employed |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-06-20 | EricsCC ROI: | -47% |
| Status History | |
|---|---|
| Jun 20, 2007 | Current |
| May 06, 2008 | Late |
| May 24, 2008 | 1 month late |
| Jun 21, 2008 | 2 months late |
| Jul 21, 2008 | 3 months late |
| Aug 21, 2008 | 4+ months late |
|
Purpose of loan: First of all I would like to thank everyone that placed a bid on our last loan request. We appreciate your time, consideration and trust in our request for help to pay off some of our debt. We are re-listing our request for a loan again with a lower amount in an effort to consolidate a couple of our bills into a lower monthly payment. We would like to thank everyone in advance for again considering our new request for a loan. As we previously stated, our family would like to use this loan to consolidate and pay-off some debt and get back on the road to financial freedom. Our son will be graduating high school in a couple of years and we would like to start putting money aside to help him when he goes to college, as well as our daughter who just graduated 8th grade last night. With this loan, we will be able to pay off a couple of our high interest debts and combine them into a lower monthly payment to you. My financial situation: I have currently worked at my job at a doctors office in scheduling for the last 3 1/2 years. The physicians that I work for are a great group to work for and treat their employees very well. My husband has been at his current job for the past 5 years.We both have stable jobs with regular income. A few months ago, we had several unexpected expenses that has put a toll on us financially. We are slowly paying off those debts, but would like to combine them into one monthly payment. We are both hard working honest people and would like this opportunity to try to get ahead and pay-off this debt. Ideally, I would like to start my own business. Unfortunately, I am not able to do that until we can pay down some of our debt. Monthly net income: $ 4,657 My Monthly Income - $1,742 My Husbands Monthly Income - $2,915 Monthly expenses: $ 4,465 Housing: $ 2,291 Insurance: $ 241 Car expenses: $210 Utilities: $ 246 Phone, cable, internet: $ 245 Food, entertainment: $ 500 Clothing, household expenses $ Credit cards and other loans: $ 632 Other expenses: $ 100 (medical/dental) Once again, my family and I would like to thank you for your time and consideration in our request for a loan. If you have any questions, please feel free to ask. We would be more than happy to answer them. Thank you! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 143114 | Consolidate/Pay-off Debt | C | $10,000 @ 20% | May 26, 2007 | Withdrawn |
| 144905 | Hoping to be debt free | C | $15,000 @ 26% | May 31, 2007 | Withdrawn |
| 145818 | Re-listing/Hoping to be debt free | C | $10,000 @ 28% | Jun 02, 2007 | Withdrawn |
| 147004 | Re-listing/Hoping to be debt free | C | $7,000 @ 28% | Jun 05, 2007 | Expired |
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