p2p lending at lending club
Save my daughter's SMILE!
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: B DTI: 19%
Lender Rate: 11% Borrower: lostinbama
Time Left: Finished State: AL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 3 months late Origination Date: 2007-09-04 EricsCC ROI: -43%
Status History
Aug 31, 2007 Current
Aug 20, 2008 Late
Sep 05, 2008 1 month late
Oct 06, 2008 2 months late
Nov 05, 2008 3 months late
Purpose of loan:
This loan will be used to pay-off my high interest credit cards.  The monthly savings will be applied toward getting braces for my thirteen year old daughter to restore her beautiful smile!  We have tried the "wait and see" method that our dentist recommended two years ago, but that method didn't work.

My financial situation:
I am a happily married father of four children.  Their ages are one, five, nine, and thirteen.  I have been a stable homeowner since our wedding date.  I am currently working as a Network Administrator and have been working in the Technology sector for 13 years now.

Monthly net income: $ 3000

Monthly expenses: $
  Housing:                     $ 900
  Insurance:                   $  75
  Car expenses: $          $ 150
  Utilities:                      $ 360                 
  Phone, cable, internet: $   75
  Food, entertainment:    $ 550
  Credit cards:               $ 225
  Other expenses:          $  25   
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