p2p lending at lending club
Paying rent and books for summer classes

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Listing Information
Amount: $3,001.00 Status: Loan created
Grade: E DTI: 86%
Lender Rate: 27% Borrower: KPG18
Time Left: Finished State: GA
Funded: 100% Group: No Risk
Loan Information
Loan Status: 4+ months late Origination Date: 2007-06-20 EricsCC ROI: -48%
Status History
Jun 19, 2007 Current
Nov 04, 2007 Late
Nov 23, 2007 1 month late
Dec 21, 2007 2 months late
Dec 29, 2007 1 month late
Jan 21, 2008 2 months late
Jan 23, 2008 3 months late
Feb 21, 2008 4+ months late
Mar 12, 2008 3 months late
Mar 21, 2008 4+ months late
Purpose of loan:
I will be using this loan to pay for two months rent during my summer semester of college and also the books I will need for my classes.
My financial situation:
I work as a Student Assistant at a local library in my area. I get paid every two weeks. I have other bills I also pay, which are always paid on time. I am receiving an academic scholarship, but it only covers tuition.I am required to ask for at least $3,001 by GA law, but if I use less than that I will give back however much remains immediately to Prosper once I get the loan. The $490 in rent includes cable, internet, phone, and utilities. In August, it will increase to $500. My grandparents will be contributing as much as they can in helping me payoff the loan. I do have a cell phone, but my grandparents pay the bill because it is on their account. I do not spend money on entertainment on a regular basis and if I do it is about $50. I usually spend maybe $50-$100 on groceries a month. Both of these expenses are shared between my boyfriend and me who will contribute as much as he can in helping me pay off the loan.  

Monthly net income: $ 600

Monthly expenses: $
  Housing: $ 490
  Insurance: $
  Car expenses: $
  Utilities: $
  Phone, cable, internet: $
  Food, entertainment: $ 100
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 50
  Other expenses: $ 50
Borrower's Other Listings
144170 Paying for rent and books E $3,001 @ 20% May 29, 2007 Withdrawn
144640 Paying rent and books for summer classes E $3,001 @ 23% May 30, 2007 Withdrawn
145394 Paying rent and books for summer classes E $3,001 @ 29% Jun 01, 2007 Expired

 

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