p2p lending at Prosper.com
Home Improvements
Homeownership Verified

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Listing Information
Amount: $6,500.00 Status: Withdrawn
Grade: C DTI: 39%
Lender Rate: 8% Borrower: cdlg
Time Left: Finished State: TX
Funded: 0% Group: (No Group)
Purpose of loan: The purpose of the loan is for home improvements. The 1st priority would be replacing our roof on our home. It's condition is not good and the fact that we just entered into hurricane season, living along the coast line, is a concern. Other improvements such as remodeling our kitchen might also be considered, depending on the roof expense.
(explain what you will be using this loan for)

My financial situation: I am a civil service employee and will complete 3 years on my job in November. Although my past employment layoffs have set us back financially at times, I feel my job is secure and I am blessed with a good salary. I have worked really hard to pay my bills on time and improve my credit score and would be committed to continuing that trend. I would not do anything that would jeopardize my credit rating or score. My wife is also a retired AT&T manager and is currently a real estate agent. She would be willing to go back to a full time job if we saw the need to supplement our income.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ 4717

Monthly expenses: $ 2925.68
  Housing: $ 476.50
  Insurance: $ 221.18
  Car expenses: $ 462
  Utilities: $ 350
  Phone, cable, internet: $ 160
  Food, entertainment: $ 350
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 756
  Other expenses: $ 0
Borrower's Other Listings
147981 Home Improvements C $8,500 @ 8% Jun 06, 2007 Withdrawn
150126 Real Estate Business C $6,500 @ 17% Jun 11, 2007 Expired
156215 Real Estate Business C $3,500 @ 17% Jun 21, 2007 Loan created
268735 Real Estate Business HR $3,000 @ 17% Jan 21, 2008 Expired

 

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