p2p lending at Prosper.com
Autism Treatment /Consolidating Debt
Homeownership Verified

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: E DTI: 10%
Lender Rate: 25% Borrower: Bigdogjake
Time Left: Finished State: CA
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Paid Origination Date: 2007-06-18 EricsCC ROI: 24%
Status History
Jun 15, 2007 Current
Dec 21, 2007 Payoff in progress
Dec 27, 2007 Paid
Purpose of loan: My 9 year old son as needed a great deal of treatment over the past 2 years for Autism.  My wife and I have worked close with the Special Education Programs and Psychlolgist to place him in Speech, Launguage, Psychological  and Mental Health Programs.  Our next step for our son is Neurlolgical Diagnostic testing.  Last November I moved to a different school district to seek out a better school for our son.  At the time my credit score was at 659 and after buying the house it dropped down to 590.  I have five different high interest credit card I would like to pay off with this loan.   I do have one Public Record on my report from February 1998.  The negitive item are medical bills that should come off soon.  We are working with United Health to pay them off.  This Public Record should come off at the first of the year,  it has kept my credit score down for some time.  This loan would not only help out with credit card debt,  but it would allow my wife to stay home with our kids ages 10 Kenzee,9 Blake,9 Logan (twins), and 8 Drew.         
Bills to pay off with this loan:
Credit One 33%
Captial One 29%
HSBC 31%
Chase 31%
Chevron 25%
Neurological Diagnostic testing $900.00
My financial situation: I have been on my job for over 7 years and my wife and I have worked every hard to control expenses so she could stay at home with our son.  We have an organized budget and live within it. I promis that my payments to Prosper will be my top priority each month,  In fact,  I am going to have Prosper automatically withdraw my payments each month.

Monthly net income: $ 7600.00

Monthly expenses: $ 3905.00
  Housing: $ 1700.00
  Insurance: $ 115.00
  Car expenses: $ 440.00
  Utilities: $ 130.00
  Phone, cable, internet: $ 120.00
  Food, entertainment: $ 500.00
  Clothing, household expenses $ 200.00
  Credit cards and other loans: $ 300.00
  Other expenses: $ 400.00 Medical co pays
We will have $3695.00 left over at the end of each month. 
Thank you again for viewing my listing.

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344212 78% funded last try schooling 2nd Prosper loan E $3,000 @ 35% Jun 04, 2008 Expired
348568 schooling for my son 2nd Prosper loan E $3,000 @ 35% Jun 11, 2008 Expired
377585 schooling for my son 2nd Prosper loan E $5,000 @ 35% Aug 04, 2008 Expired
381508 1st Prosper loan paid in 6 month (WILL PAY OFF FAST AGAIN) E $5,000 @ 35% Aug 12, 2008 Expired
385055 1st Prosper loan paid in 6 month (WILL PAY OFF FAST AGAIN) E $5,000 @ 35% Aug 19, 2008 Expired
389297 1st Prosper loan paid in 6 month (WILL PAY OFF FAST AGAIN) E $5,000 @ 35% Aug 27, 2008 Expired
397205 1st Prosper loan paid in 6 month / less $$ this time E $2,995 @ 35% Sep 12, 2008 Expired
407846 1st Prosper loan paid schooling for son with Autism E $1,500 @ 34% Oct 03, 2008 Loan funded

 

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