Debt Consoildation to get my life back
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 53% |
| Lender Rate: | 17% | Borrower: | kevinoptic |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-18 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Jun 15, 2007 | Current |
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Purpose of loan: I will being using this loan to do two things: (1) Pay off the high interest loans I had to take out to cover our vet expenses and (2) pay off credit card debt. It's been tremendously hard to keep up with payments due when the high interest loan payments started to accumulate. My girlfriend and I found it difficult to pay credit card bills, our rent, our living expenses... even buying food has become a struggle and put undue stress on our relationship. I know if I can get all debt consolidated into ONE payment, I can get both of our lives back into shape and stop worrying. I also have every intention of paying this loan back as quickly as possible, paying more than the minimum payment due. My financial situation: I work for Apple and recently received a raise. I have also responsibly paid back both a car loan and a store credit account for my laptop. Monthly net income: $ 1000.00 (more if I work overtime) Monthly expenses: $ Housing: $ 300 Car expenses: $ 50 (I live in a city with good public transit) Utilities: $ 60 Phone, cable, internet: $ 30 Food, entertainment: $ 50-100 Clothing, household expenses I don't buy anything in this category as lately I am unable to afford it Credit cards and other loans: $ 729 Other expenses: I try very hard not to have any |
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