Trying to End PayDay Loan Blues To Invest in Business!
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,100.00 | Status: | Loan created |
| Grade: | HR | DTI: | 20% |
| Lender Rate: | 18% | Borrower: | Jtbrighten |
| Finished | State: | NC | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-14 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Jun 13, 2007 | Current |
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Purpose of loan: I currently operate a part-time freelance business in addition to my current career in Civial Service. I have a total of 2 clients that I am presently working with. I have serviced 5 clients in addition to the two that I am currently servicing. Last year I purchased and house and spent a great deal of my personal money turning a room in my home into an office for my freelance business. During this time I had to obtain two payday loans. I would like to borrow this money to pay off these loans so I can invest more of my income and profits toward supplies, advertising and a newer computer for my business. My financial situation: The interest that I am paying to these payday loans is more than enough to cover the cost of the loan. As you can see, I have several accounts opened in good standing. I have not been late on any of my current bills and I provide an excellent service to my freelance customers. In closing, I appreciate all of your help. I think this community and group is a great public service to individuals trying to rid themselves of the payday loan trap! Eventually I hope to invest and help others as well. Monthly net income: $ 3100 (with second job and freelance business) Monthly expenses: $ 2265 Housing: $ 850 Insurance: $ 150 Car expenses: $ 460 Utilities: $ 180 Phone, cable, internet: $ 75 Food, entertainment: $ 150 Clothing, household expenses $ 75 Credit cards and other loans: $ 160 Business Pitney Bowes Rental: $ 10.00 Business Fax Line: $20.00 Business Online Backup Service Account: 15.00 Buisness Hosting Server: $20.00 Business Gas Expenses: $50.00 Business Supplies and Postage: $50.00 --------------------------------------------------------------------------- Payday Loans and Fees: 220.00 |
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