p2p lending at lending club
NEED LOAN QUICK TO CLOSE ON THE HOUSE OF MY DREAMS!
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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: C DTI: 27%
Lender Rate: 25% Borrower: TKJONES55
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-06-19 EricsCC ROI: 20%
Status History
Jun 16, 2007 Current
Purpose of loan:
Hi, I am buying another home and need to have enough in reserves, one of my commisions (27k!) is being held up and now I can't get it until the end of the month, problem is, I need to have enough reserves and money for closing costs on my house NOW.  I only counted my pay from my regular job, however I do have my own business and I am able to make big payments.  If I don't close on my home we loose an extra 15k in commision that we would get, my mother is my real estate agent and she is giving me the 27k in commision.  All my money is tied up until the 16th and the 30th, so I need help before I lose the incentives on my home.

My financial situation:
I have an excellent payment history on my mortgage, car loan and credit cards.  Like I mentioned, I make at least 10k a month and am able and willing to consider higher interest rates for a quicker funding.

Monthly net income: $ 4,000  (on W-2)  (like I said I own my own business, so I deposit at least 10k a month, have bankstatements to prove income) 

Monthly expenses: $
  Housing: $ 2000        
  Insurance: $ 100
  Car expenses: $ 200
  Utilities: $ 0        
  Phone, cable, internet: $ 0
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 50
  Other expenses: $
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