Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 37% |
| Lender Rate: | 15% | Borrower: | NotQuite |
| Finished | State: | MT | |
| Funded: | 100% | Group: | GROUP CLOSED |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-12 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Jun 12, 2007 | Current |
|
Purpose of loan: This loan will be used to consolidate 2 loan lines as well as purchase new tires for my car and snow tires/rims. Chase card: 6000 @ 14.24% Citifinancial: 7800 @ 28.99% Tires: 900 ========================= 14700 My financial situation: I currently have a good solid job and plan to stay here for several years to come. I'm an honest and hard working individual who, over the last ~2 years at my current job, has increased my salary by approximately 60% due to my diligence to the company. From my credit report one can see I have always paid my financial obligations in a timely matter and never defaulted. A few months ago I reconsolidated 2 loan lines into the CitiFinancial loan, but the terrible rate I don't want to keep losing so much money to interest. Below you will see my current expenditures minus the loans I would be combining with this prosper loan, the monthly combined payments are ~400$ a month. The prosper loan would require me to pay approximately 100$ more per month but at a big savings in interest as well as payoff over a shorter term. Thank you for your consideration and I look forward to working with you in these financial obligations. Monthly net income: $ 2791 Monthly expenses: $ Housing: $ 300 Insurance: $ 120 Car expenses, gas/loan payment: $ 525 Utilities: $ 100 Phone, cable, internet: $ 180 Food, entertainment: $ 200 Student Loans: $ 125 Other Expenses: $ 150 ==== 1650 This Prosper Loan: 513 ==== 2163 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 144977 | Consolidation | B | $15,000 @ 14% | May 31, 2007 | Withdrawn |
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Discussion For This Listing
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