CREDIT CARD CONSOLIDATION

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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: D DTI: 33%
Lender Rate: 29% Borrower: JAYBJR
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2007-06-08 EricsCC ROI: -72%
Status History
Jun 09, 2007 Current
Sep 23, 2007 Late
Oct 09, 2007 1 month late
Nov 09, 2007 2 months late
Dec 10, 2007 3 months late
Jan 09, 2008 4+ months late
Dec 29, 2008 Default
Purpose of loan:
(explain what you will be using this loan for) I WANT TO PAY OFF CREDIT CARDS... THEN DESTROY THEM.

My financial situation:
(explain why you are a good candidate for paying back this loan) I ALWAYS PAY MY BILLS. I HAVE BEEN A FEW DAYS LATE BUT NEVER IN THE LAST SEVERAL YEARS HAVE I BEEN SERIOUSLY LATE. MY CREDIT CARDS HAVE VERY HIGH INTEREST RATES AND I WANT TO BE DONE WITH THEM.

Monthly net income: $ 4000.00

Monthly expenses: $
  Housing: $ 0.0
  Insurance: $ 85.00
  Car expenses: $ 750.00
  Utilities: $ 0.0
  Phone, cable, internet: $ 60.00
  Food, entertainment: $ 400.00
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 300.00
  Other expenses: $ 200.00
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