If At First You Don't Succeed...
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,250.00 | Status: | Loan created |
| Grade: | E | DTI: | 35% |
| Lender Rate: | 20% | Borrower: | carolinablues |
| Finished | State: | NC | |
| Funded: | 100% | Group: | Lend2's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-15 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Jun 15, 2007 | Current |
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INTRODUCTION This is my last attempt to get the funding I need. I've been able to get some of the funding I've needed through other resources recently and am looking here for the last amount needed. I appreciate the ones that have bidded in the past and thank you for taking the time to read my loan request once again! I have been working as a teacher for 5 years. I currently teach 4th grade and love watching my students mature and become good citizens. Sometimes I think they teach me more than I do them. I am married to my wonderful husband of only 2 years and have 2 sons, 13 and 18 years old, from my first marriage. My oldest son will be attending a university in the fall and will study music composition. We have a dog named Valentino and an aquarium full of fresh water fish. We attend a local Baptist church where I sing on a praise and worship team and sing solos as well. LOAN PURPOSE: The reason for this loan is to partner with my husband in a digital media store. The equipment has now been purchased and we are in need of some advertising funds. To get an idea of this concept store, please review the following websites. www.digistreamtech.comwww.vendflix.com EXPLANATION OF CREDIT PROBLEMS Although my credit score is an E level, I have no delinquencies. I had a past bankruptcy due to a divorce situation that lowered my score. The bankruptcy has been discharged for 3 years but will show up as a public record on my credit report. I would be glad to discuss this with you if you have any questions. BUDGET My Income: $3600/mo. Spouse's Income: $2000/mo. Plus commissions Expenses Before Prosper Loan: Credit Cards/Loans: $2000 (to pay ?off with part of loan) Rent/Mortgage: $500 Car Payment: $830 Insurance: $90 Utilities (phone, cell, gas, electric, water): $250 Food: $300 Clothing: $30 Entertainment: $100 Medical: $20 Miscellaneous: $000 TOTAL EXPENSES: $4100 LEFT OVER: $1500 Business Revenue Projection: {Projected July, 2007}: $5000 CONCLUSION Based on gross monthly revenue projections of $26,000 a month, please consider this added income when calculating income and expenses. Thank you for taking the time to review my loan application. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 130777 | Bill Consolidation/Business Start-up | C | $25,000 @ 11% | Apr 30, 2007 | Expired |
| 136190 | Small Business Opportunity | C | $25,000 @ 22% | May 11, 2007 | Withdrawn |
| 140046 | Great Investment | C | $25,000 @ 24% | May 19, 2007 | Withdrawn |
| 143720 | No More Debt | E | $12,500 @ 24% | May 28, 2007 | Withdrawn |
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