Getting Back On Track
| Listing Information | |||
|---|---|---|---|
| Amount: | $22,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 43% |
| Lender Rate: | 26% | Borrower: | RDH1984 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Late | Origination Date: | 2007-06-13 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Jun 13, 2007 | Current |
| Nov 28, 2008 | Late |
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Purpose of loan: First of all let me say thank you for even considering this loan. The purpose of this loan will be to pay off high interest credit cards, medical bills and personal loans and to consolidate them into one lower monthly payment that can be paid off sooner. My financial situation: I am a dental hygienist and have been such for over 20 years. I have been employed with my present employer for 3+ years and I love it. I intend to finish my dental hygieine career at this office. I am very ambitious and because of this have been given many other responsibilities around the office. I enjoy the challenges these responsibilities offer and the new things that I get to learn while doing them. My son is 18 years old and will be attending the community college in our area in the fall this will be an added expense for both us and him. My daughter is 14 and will be a freshman in high school. My husband works for a small company which he loves and which keeps him very busy but does not pay very well. I have made some poor decisions in the past few years and have had some medical problems which thank God turned out to be false alarms but were still costly. My goal is to get my families finances turned around and to get back on the right track. My hope is to pay off as many of these bills as possible and to hopefully end some of my sleepless nights spent worrying about money. Monthly net income: $4000.00 Monthly expenses: $6500.00 Housing: $840.00 Insurance: $500.00 Car expenses: $800.00 Utilities: $ 350.00 Phone, cable, internet: $ 300.00 Food, entertainment: $500.00 Clothing, household expenses $500.00 Credit cards and other loans: $2000.00 Other expenses: $500.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 261436 | Paying off daughter's surgery and major home repair | C | $5,000 @ 18% | Jan 07, 2008 | Loan created |
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