p2p lending at lending club
RE-LIST: LOOKING FOR LIGHT @ END OF TUNNEL..PLS. REVIEW

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Listing Information
Amount: $2,551.00 Status: Loan created
Grade: HR DTI: 3%
Lender Rate: 22% Borrower: nscarbabe0820
Time Left: Finished State: CA
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: 4+ months late Origination Date: 2007-06-11 EricsCC ROI: -43%
Status History
Jun 09, 2007 Current
Jul 27, 2007 Late
Aug 12, 2007 1 month late
Aug 15, 2007 Current
Sep 27, 2007 Late
Oct 12, 2007 1 month late
Nov 12, 2007 2 months late
Dec 13, 2007 3 months late
Jan 12, 2008 4+ months late
Hello and thank you for viewing my listing.  This is my second re-list and I have lowered the amount to include the most urgent of debts.  Thank you for your time.
I am a 39 y/o single mom of 2 teenagers. I enjoy the simple things in life such as camping, fishing, hiking, relaxing on the beach, etc.  I also love sports; Go 49ers/A's, and am a NASCAR fanatic.  I am employed as a Sales Specialist at a major home improvement chain and make a good salary w/ benefits.
Unfortunately, my credit score is low due to some bad decisions along the way.  I'm committed to cleaning my record up, but it is a long process.  The last half of 06' was a very trying time in my life due to changing jobs, major surgery, having to move and losing my father.  2007 hopes to be a brighter year.  I started my new position (Jan.) and found /moved into a new apt. (April)
The purpose of this loan is to pay off the following so I can go forward instead of slipping further backwards.
   $ 500.00    Back rent (Due to vehicle burglary)
     500.00    Pet Deposit
     250.00    PG&E Deposit
     150.00    Car Payment (1 mo. behind)
     235.00    Payday Advance Loan
     250.00    Payday Advance Loan
     600.00    Storage (2 mo.)
  $2485.00     TOTAL

INCOME-
Take Home Salary         $2200.00
Son's SSA Survivor
benefits(dad is deceased)  418.00
Total                             $2618.00
EXPENSES-
Rent                            $1150.00
PG&E                               75.00
Phone/Internet                   40.00
Student Loan                     30.00
Food                                300.00
Gas (Car)                         150.00
Personal expenses for       100.00
my family (Inc.clothing, toiletries, etc)
Car Payment                    150.00
Total                             $1995.00

As you can see, I have over $600.00 left to be used, not only for my Prosper payment, but for savings and emergencies as well.
I am striving to make a better life for myself and my kids.  By giving us this chance, I feel we will be on our way by eliminating this debt hanging over our heads and making a new beginning with some peace of mind.
Borrower's Other Listings
139645 PAY OFF MOVE IN COSTS/PAST DUE DEBT FOR A NEW BEGINNING HR $3,500 @ 26% May 18, 2007 Withdrawn
141164 RELIST: PAY OFF DEBT FOR NEW BEGINNING HR $3,500 @ 28% May 22, 2007 Expired

 

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