p2p lending at lending club
DENTAL

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Listing Information
Amount: $7,800.00 Status: Loan created
Grade: C DTI: 20%
Lender Rate: 18% Borrower: makingstrides
Time Left: Finished State: WA
Funded: 100% Group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
Loan Information
Loan Status: Paid Origination Date: 2006-05-31 EricsCC ROI: 17%
Status History
Jul 12, 2006 Current
Jan 04, 2008 Payoff in progress
Jan 09, 2008 Paid

Hello everyone!   This is my second attempt to get a loan from Utopia/ Prosper.  Not getting a whole lot of bids the last time and my days dwindling down, I withdrew my request, that turned out to be a good thing?my credit score has gone from a ?D? to a ?C? since I posted my original loan request. I?m also adding pictures this time (you can actually see my discomfort in the pictures not being able to comfortably show teeth/smile).  My loan request is to have dental work done on my lower teeth and mouth (upper mouth later as I can afford, although it will all be coordinated from the start by my dentists to eliminate the present bite problem).   I have bad teeth, Sleep Apnea (I use a BiPap nightly), and neck pain.   I?ve paid off old bills, and have a debt ratio of 1%, until I apply for the loan.   I don?t have dental insurance therefore, payment is required in full at the time of service.  I will pay back my loan sooner than three years, by paying extra each month, on top of my regular monthly payment.  Thank you for your time and for considering my request, I really appreciate it!<o:p></o:p>

Female, 54 years old, single parent, grown Son, one Granddaughter, disabled, worked 34 years prior to disability.  I pay less rent now, have no car, no car insurance, no gas worries, by choice, also I live in a city with a good bus system.    <o:p></o:p>

Borrower's Other Listings
9666 refractive eye surgery, Univ of WA Medical D $4,000 @ 10% Apr 28, 2006 Withdrawn
11952 oral surgery D $7,500 @ 19% May 07, 2006 Withdrawn
12089 oral surgery D $7,500 @ 22% May 08, 2006 Withdrawn

 

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