p2p lending at lending club
Payday loan nightmare
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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: D DTI: 16%
Lender Rate: 24% Borrower: valentine07
Time Left: Finished State: MI
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-06-11 EricsCC ROI: 23%
Status History
Jun 09, 2007 Current
Nov 06, 2007 Payoff in progress
Nov 09, 2007 Paid
Purpose of loan: 
Hello, I am in payday loan nightmare.  I was trying to use the payday loans to help me with by monthly bills and now it is out of control.  I picked up a second job hoping that would solve the problem, but I just got deep in payday loan debt.  Please help me get my paychecks back.  I have two small boys and I only seeing part-time because I'm working 80 hours on my full-time job and approx 50 hours on my second job.  This would truly be a blessing for me and my family.
 

My financial situation:
I believe that I am a great canadiate for this loan because and I'm working two jobs so if I were able to have my paychecks back I know I will be able to make to monthly payments and more.

Monthly net income: $ Between the two jobs I bring on monthly $3,000 a month

Monthly expenses: $
  Housing: $ 1800.00 paud by my husband
  Insurance: $ 150.00 for car insurance
  Car expenses: $ 355.80
  Utilities: $ 100.00
  Phone, cable, internet: $ 100.00
  Food, entertainment: $ 50.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 2600.00 pay day loans
  Other expenses: $
Borrower's Other Listings
229357 Help to catch up on Mortgage-2nd loan with prosper D $17,000 @ 19% Nov 09, 2007 Withdrawn
230748 Help! Need a little Help! D $15,000 @ 19% Nov 12, 2007 Withdrawn
233104 Help! Need a little Help! D $15,000 @ 19% Nov 16, 2007 Withdrawn
233111 Help! Need a little Help! D $15,000 @ 19% Nov 16, 2007 Withdrawn
233121 Help! Need a little Help! D $10,000 @ 20% Nov 16, 2007 Withdrawn
235423 Need a little help with some bills 2nd listing D $10,000 @ 21% Nov 21, 2007 Expired
237886 Need a little help with some bills 2nd listing D $17,000 @ 24% Nov 26, 2007 Withdrawn
241605 Need a little help with some bills 7th listing D $8,500 @ 24% Dec 01, 2007 Withdrawn
253082 *****SAVING MY HOME FROM FORECLOSURE**** D $5,000 @ 24% Dec 18, 2007 Withdrawn
276293 Consolidating Loan Payments D $5,000 @ 24% Feb 05, 2008 Expired
279028 Consolidating Loan Payments 2nd Listing D $5,000 @ 24% Feb 12, 2008 Expired
281840 ***Consolidating Loan Payments 3rd Listing D $4,100 @ 24% Feb 19, 2008 Expired
286499 RELIST***Consolidating Loan Payments*** D $3,600 @ 24% Mar 01, 2008 Withdrawn
289120 Taking a real estate investor course. Need tutition money. D $1,100 @ 24% Mar 06, 2008 Loan created

 

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